Protect What Matters Most

Comprehensive coverage for your home, vehicle, and beyond, because peace of mind starts with the right protection.

Life is full of uncertainties, but with the right personal insurance, you can move forward with confidence. At Lunova Insurance, we offer tailored coverage to protect your home, car, and assets from the unexpected. Whether you're looking for essential protection or added security, our team is here to help you find the right policy for your needs.

A woman and two children baking together at a table, with flour, a jar, and kitchen utensils. White tulips are on the table in a vase. The room has patterned wallpaper and a vintage fireplace in the background.

Coverage that Feels Like Home

Protect your house, belongings, and financial future with the right home insurance policy.

Your home is more than just a place—it’s where life happens. A Home Insurance policy safeguards your property from damage, theft, and unforeseen disasters, ensuring you’re financially protected if the unexpected occurs. Whether you own a house, condo, or rental property, we’ll help you find a policy that fits your needs so you can rest easy knowing your secure.

A suburban house surrounded by floodwaters with a red fence and trees partially submerged in water.

Stay Above Water

Standard home insurance doesn’t cover floods, so make sure you’re protected.

Flooding can cause devastating damage to homes and belongings, and most standard home insurance policies don’t cover it. A Flood Insurance policy ensures you’re financially prepared for water damage caused by storms, heavy rains, or rising waters. Don’t wait for disaster to strike, secure your coverage today.

Two people sitting in a car; one is behind the wheel, the other is smiling and pointing, possibly instructing.

Drive Protected, Stay Confident

Protection that keeps you, your vehicle, and fellow drivers safe, every mile of the way.

Accidents happen, but with the right car insurance, you’ll have peace of mind every time you get behind the wheel. Our Car Insurance cover accidents, liability, repairs, and more, so whether you’re commuting, road-tripping, or running errands, you can focus on the journey ahead.

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Extra Protection for Life’s Uncertainties

An additional safeguard for when basic insurance limits aren’t enough.

Sometimes, standard insurance policies don’t provide enough coverage, especially in cases of major accidents or lawsuits. An Umbrella Policy adds an extra layer of protection, covering liability beyond your home and auto insurance limits. It’s a cost-effective way to shield your finances and assets from life’s biggest risks.

Frequently Asked Questions

  • The right coverage depends on your lifestyle, assets, and risks. Our team at Lunova Insurance can assess your needs and recommend the best policies for your home, car, and beyond.

  • An umbrella policy provides extra liability coverage beyond your standard home and auto insurance limits. It’s ideal for those who want added protection against major lawsuits or accidents.

  • Yes! Many insurance providers offer discounts when you bundle multiple policies. Let us help you find the best bundle options for your needs.