Let’s Simplify Insurance Shopping

Lunova Insurance provides comprehensive coverage solutions designed to safeguard your personal and business needs.

Comprehensive Coverage for Your Business, Auto, and Home

Whether you're protecting your home and family or securing your business against unexpected risks, our tailored insurance solutions provide the coverage you need to move forward with confidence. We collaborate with leading insurance carriers to help you expertly navigate the complexities of insurance—see their logos below. For a full list of carriers or to start a claim, please visit our File a Claim page to learn more.

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Personal Insurance

Life is full of unexpected moments—make sure you’re protected. Our personal insurance solutions provide coverage for your home, vehicle, and beyond, ensuring that you and your family have financial security when you need it most.

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Home
Insurance

Protection for your house and belongings against damage, theft, and more.

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Flood
Insurance

Protection against water damage not covered by standard policies.

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Car
Insurance

Coverage for accidents, repairs, and liability while your on the road.

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Umbrella
Policy

Extra liability coverage for added peace of mind and additional protection.

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Commercial Insurance

Your business is an investment—protect it from the unexpected with comprehensive coverage. Whether you need property protection, liability coverage, or industry-specific insurance, we offer customized solutions to keep your business running.

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Business
Owner’s
Policy

Bundled coverage for small to mid-sized businesses.

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Business
Equipment
Insurance

For essential tools, machinery, and technology.

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Commercial
Property
Insurance

Protection for buildings, inventory, and assets.

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Commercial
Trucking
Insurance

Coverage for your trucks, drivers, and cargo.

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Cyber
Liability
Insurance

Protection against data breaches and cyber threats.

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General
Liability
Insurance

Safeguards against lawsuits and claims.

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Master
Condo
Insurance

For condo associations and shared spaces.

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Worker’s
Compensation
Insurance

Protection for employees in case of work-related injuries.

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Protecting What Matters Most

Reliable coverage. Multilingual staff. Confidence in every policy.

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About Us

At Lunova Insurance, we prioritize personalized service, expert guidance, and comprehensive coverage tailored to your needs. Our multilingual team is dedicated to making insurance accessible, ensuring you fully understand your options in the language you're most comfortable with. As a company rooted in the community, we take pride in building lasting relationships and providing reliable protection for individuals, families, and businesses alike.

We also understand that your time is valuable, so we've created a fully remote service where you can get customized business, auto, and home insurance quotes without ever leaving your home or office. Our clients can reach us through email and phone, making the process fast, efficient, and accessible—all from the comfort of your space.

With a commitment to exceptional service and industry expertise, we help individuals and businesses navigate risk with confidence. Discover the difference of working with a trusted insurance partner today!

Frequently Asked Questions

  • At Lunova Insurance, we prioritize personalized service, expert guidance, and comprehensive coverage tailored to your needs. We’re here to help you navigate risk with confidence.

  • We serve customers in Massachusetts, Rhode Island, Connecticut, North Carolina, Maryland, and Florida.

  • Your deductible is the portion of the damage coverage you will pay. Once this amount is paid, your insurance carrier will pay the rest, based on your plan of choice.

  • Your agent will need information based on the type of insurance you are looking for. Typically, underwriting a policy requires your name, address (for home policies), credit, type of home or vehicle, and driving record.

  • By using a Lunova agent, clients are offered a more personalized experience. You will have direct contact with one of our agents, who will guide you through every step of underwriting your policy. An independent agent will also compare different carriers and policies to ensure you with the best coverage and value.

  • Getting a quote is easy! You can fill out the form on our Contact page, give us a call, or meet with one of our agents to discuss your coverage needs.

  • Lunova Insurance is not an insurance carrier—we work with a variety of trusted providers to find the best coverage for you. If you need to file a claim, you’ll do so directly with your insurance carrier. You can find the providers we work with on our File a Claim page, or feel free to reach out to us—we’re happy to guide you through the process and answer any questions along the way!

We Will Help You Every Step of the Way

Finding the right insurance shouldn’t be so complicated. Our agents are committed to simplifying the process for you and matching you with the policy that fits your needs.