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Lunova Business Auto and Truck Insurance for Business

Lunova Insurance Companies offer commercial auto & truck insurance We help small businesses find comprehensive coverage and more affordable coverage for their commercial truck or auto insurance policy

Agents at Lunova are proud to offer high-quality policy and coverage options through “Progressive Commercial“, “Liberty Mutual Commercial” & “Arbella Insurance“.

Get a Lunova Commercial Insurance Quotes online to learn more about finding better coverage and rates for your business auto policy in Massachusetts, Connecticut, Maryland, North Carolina, and Indiana.

What is Business Auto Insurance?

Typically, commercial vehicle insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial auto policies are required if your using your vehicle for “business use”.

Lunova Business Auto and Truck Insurance Companies

Find local commercial insurance agent rates, prices, coverage, and quotes with these Lunova business auto insurance companies:

  • Progressive Commercial Insurance – Progressive Commercial auto insurance for small business owners lets you get protection and coverage from the #1Commercial Auto Insurance Company in America“. Did you know that Progressive insurance for commercial trucks is often cheaper when dealing with local truck insurance agents in MA?
  • Liberty Mutual Commercial – Liberty Mutual Insurance offers excellent commercial auto policies & business owners policy insurance packages. Liberty’s commercial insurance products through “Lunova Insurance agents” can help provide your company with high-quality policies for most small business in MA. With preferred commercial/business insurance pricing for Commercial Auto, BOP, Inland Marine, & Worker’s Comp insurance policies in Massachusetts., Liberty Mutual offers business insurance for companies that’s second to none! Learn more about Liberty Mutual Commercial Insurance online.
  • Arbella Commercial Insurance – The Arbella Insurance Company is based out Quincy, Massachusetts and has provided insurance coverage since 1988. Arbella Insurance provides high-quality coverage options and preferred pricing for home, auto, and business insurance policies in Massachusetts. Learn more about Arbella Insurance online.
  • Stillwater Commercial Insurance – The Stillwater Insurance Company is based out Quincy, Massachusetts and has provided insurance coverage since 1988. Stillwater was founded in 2000 as the Fidelity National Property and Casualty Insurance Group, a branch of FNF, the country’s largest provider of commercial and residential title and mortgage services. Did you know that “The Stillwater Insurance Group is made up of three separate companies: Stillwater Insurance Company; Stillwater Insurance Services, Inc; and Stillwater Property and Casualty Insurance Company. We have offices in Jacksonville FL; Omaha NE; and Santa Barbara, CA.” Learn more about Stillwater Insurance online.

The Importance of Business Auto Insurance

If you are a small business owner, it is important to have business auto insurance to protect your company vehicles and your assets. Most insurers recommend a minimum of $500,000 per vehicle for business auto liability coverage.

Did you know that Business & Commercial auto insurance can help your company by providing primary coverage for your company’s legal responsibility, liability, and cost of protection. Other business auto policy coverage types typically include “comprehensive and collision” when you need full coverage on your business vehicle.

Business Auto Comprehensive Coverage” will cover your company’s vehicle repairs caused by theft, fire, hail, vandalism, (or other types of severe weather.)

If your business does not own its own vehicles, you may want to purchase coverage for your employees’ cars. A standard personal auto policy covers some business uses, but this is not enough. You will need a specific policy for your business’ vehicles.

While most states require liability insurance for business vehicles, many also require uninsured/underinsured motorists and medical payments coverage. In addition, physical damage coverage is available for business vehicles.

Most insurers use the same form when it comes to business auto insurance, which is a good place to start. Most business owners simply focus on price and ignore the other factors that may affect the cost and the quality of coverage. Taking the time to review reviews and independent surveys of different companies will make the process easier and less stressful.

It is important to have separate business and personal insurance policies. A personal auto insurance policy will cover your own vehicle, but a business auto insurance policy will cover any vehicle owned by your company. If your company owns a fleet of vehicles, you should consider purchasing a business auto insurance policy. It will be essential for your business to protect itself in the event of a lawsuit. There are several types of business auto insurance, including third-party liability insurance and specified perils coverage.

In addition to liability coverage, you will also need to have hired and non-owned auto coverage. A business auto insurance policy will protect your company if an employee drives a company vehicle. A basic policy may only provide you with basic coverage. However, it may not be enough if you have employees driving company vehicles. This is why a business owner needs to purchase business auto insurance separately. This way, you can avoid a costly lawsuit from a car accident.

It is vital to have a business automobile policy for the safety of all employees. Even if they use a personal car to drive for the company, they may not have the proper liability coverage.

A business auto insurance policy can provide enough coverage for all of the drivers who use the company’s vehicles. It will also cover damage to the vehicles of your employees. A business auto insurance policy will be a necessary part of a business’s protection.

Business auto insurance provides several coverage options, depending on the needs of your business. It can cover “the cost of repairs and medical bills” for company vehicles and drivers.

It can also protect the company from liability in the event of a lawsuit. For those who own vehicles, commercial auto insurance will cover them.

Unless the vehicle is used by a driver, it will not be covered by a personal auto insurance policy. This type of coverage is required by law.

Lunova Providers Fleet & Truck Insurance

Did you know that can find Lunova Insurance companies to help you find lower premiums and better coverage if you have a trucking fleet and need insurance for your trucking business?

Our Lunova Insurance companies offer “comprehensive trucking fleet insurance plans & packages” for smaller fleets. Local MA truck insurance agents at Lunova have the ability to package many of your insurance coverages including general liability, inland marine, small business owners policy, & auto liability.

Below are the types of trucking risk our agency can typically provide insurance coverage for:

  • General Freight
  • Household Goods
  • Metal: sheets, coils, rolls
  • Motor Vehicles
  • Drive/Tow away
  • Logs, Poles, Beams, Lumber
  • Building Materials
  • Mobile Homes
  • Machinery, Large Objects
  • Fresh Produce
  • SAFER Layout
  • Liquids/Gases
  • Intermodal Cont.
  • Passengers
  • Oilfield Equipment
  • Livestock
  • Grain, Feed, Hay
  • Coal/Coke
  • Meat
  • Garbage/Refuse
  • US Mail
  • SAFER Layout
  • Chemicals
  • Commodities Dry Bulk
  • Refrigerated Food
  • Beverages
  • Paper Products
  • Utilities
  • Agricultural/Farm Supplies
  • Construction
  • Water Well

Learn more about Lunova Commercial/Business Auto Insurance coverages by requesting an online quote on our services page.

 

Lunova’s Commercial Auto Insurance FAQ

Speak with a Lunova commercial agent for your commercial policy and get answers to your specific business auto insurance questions.

  • What is covered under a commercial auto policy?
  • What is the difference between commercial and regular auto insurance?
  • Can you get commercial insurance on a car?
  • Why is commercial auto insurance so high?
  • Why is commercial auto insurance so high? Is commercial insurance expensive?
  • Is commercial car insurance more expensive than personal car insurance?
  • Is commercial car insurance more expensive than personal car insurance?
  • What does it mean to be commercially insured?
  • What is the difference between personal and commercial insurance?
  • What is difference between commercial vehicle and private vehicle?
  • What makes a car a commercial vehicle?
  • What commercial auto means?
  • How can you tell if a car is private or commercial?
  • How do I change my private car to a commercial?
  • How do I transfer my personal vehicle to a commercial?
  • Can I use commercial vehicle for private use?
  • What is the difference between private and business car insurance?
  • What is black board in cars?
  • What is non commercial car?
  • What is the difference between a commercial vehicle and a non commercial vehicle?
  • Is a Ford Ranger a commercial vehicle?
  • Is a truck considered a commercial vehicle?
  • Is an f450 a commercial vehicle?
  • What size truck is considered commercial?
  • Is a 26 foot box truck considered a commercial vehicle?
  • What makes a truck a commercial vehicle?
  • Are all pickup trucks considered commercial vehicles?
  • Are F-350 considered a commercial vehicle?
  • What vehicles are classed as commercial vehicles?
  • What are the types of commercial vehicles?
  • Is Jeep Gladiator a commercial vehicle?
  • What is considered a commercial vehicle in Massachusetts?
  • What is the difference between commercial plates and regular plates?
  • Is an F-150 a commercial vehicle?
  • Is a dump truck considered a commercial vehicle?
  • Is a Chevy 3500 considered a commercial vehicle?
  • Does Ford make commercial trucks?
  • Is a flatbed truck a commercial vehicle?
  • Is a bus considered a commercial vehicle?
  • Is a tow truck considered a commercial vehicle?
  • Is a Ford Transit considered a commercial vehicle?
  • Is a Chevrolet Express considered a commercial vehicle?
  • Is a Ram ProMaster considered a commercial vehicle?
  • Is a Ford E-Series considered a commercial vehicle?
  • Is a Ford Transit Connect considered a commercial vehicle?
  • Is a GMC Savana considered a commercial vehicle?
  • Is a Mercedes-Benz Sprinter considered a commercial vehicle?
  • Is a Nissan NV200 considered a commercial vehicle?
  • Is a Nissan NV considered a commercial vehicle?
  • Is a Ram ProMaster City considered a commercial vehicle?
  • Is a Mercedes-Benz Metris considered a commercial vehicle?
  • Which insurance is best for truck?
  • Why is trucking insurance so expensive?
  • How do commercial trucks save money on insurance?
  • Do truckers need general liability insurance?
  • What is commercial general liability insurance trucking?
  • What is trucker liability?
  • What is non trucking liability?
  • What is the primary difference between the truckers coverage form and the Motor Carrier Coverage form?
  • Which source of liability would a trucker be liable for under a motor carrier coverage form?
  • Who is considered a motor carrier?
  • What are the types of semi truck insurance?
  • How much insurance does a trucking company need?
  • What type of insurance is needed for hotshot trucking?
  • What kind of insurance do I need for trucking business?
  • Are trucks more expensive to insure?